This health insurance policy covers the LGBTQIA community and members living as a couple


Future Generali India Insurance Company Limited (FGII) has launched a comprehensive health insurance product – FG Health Absolute – with the aim of encouraging policyholders to actively manage their health and adopt a healthy lifestyle. The insurer has also taken an important step by expanding the scope of the definition of “Family” for its health insurance products, in order to offer protection to members of the LGBTQIA+ community and members in couples. LGBTQIA stands for lesbian, gay, bisexual, transgender, queer, intersex, asexual and (agender).

This product comes with a loyalty program that allows customers to redeem their reward points for premium discounts, enjoying a variety of products, from memberships to renewal policy. As part of its wellness program, clients are encouraged to complete stress and happiness tests, as well as health risk assessments, twice a year, in addition to annual wellness assessments by lifestyle disorder experts and surveillance. A monthly follow-up has been included to monitor clients’ fitness and healthy lifestyle, ensuring a comprehensive approach to physical and mental well-being.

The policy helps customers access value-added services such as telecounselling, mental and physical health webinars, vouchers for wellness centers, fitness, sports and diagnostic centers and regular health checkups to ensure a healthy and fit lifestyle.

Anup Rau, Managing Director and CEO of Future Generali India Insurance, said, “The pandemic has sparked a greater appreciation for active health management, among individuals. While on the one hand we are seeing increased customer interest in healthcare products and expect this segment to grow significantly, we also sense the customer need for a comprehensive healthcare product, with enhanced functionality. and maximized benefits”.

He further adds: “FG Health Absolute is a step in the direction of providing customers with a proposition that not only meets their demand for a complete product, but goes even further by encouraging them to regularly adopt healthy habits for a holistic health. This solution meets almost every possible healthcare requirement, from wellness and value-added services, which are the USPs of the product, to enhanced care for mother and child as well as abroad for specific illnesses. In line with our goal of being an “inclusive” insurer, with this product we are also taking an important step by expanding the scope of the definition of “Family” for our health insurance products, to provide protection to members of the LGBTQIA+ community and members in a cohabiting relationship”.

In addition, it covers maternity and newborn expenses, infertility treatment, treatment abroad, OPD focus on mental and physical health, immunization coverage for children up to 12 years old and home care, among others. FG Health Absolute also offers a Girl Child Allowance where the Maternity Sum Insured is increased by an additional INR 10,000 upon the birth of a baby girl.

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