NEW DELHI: ICICI Lombard has launched professional indemnity insurance for doctors. According to the press release, this policy has been organized to provide support to medical practitioners against the extent of various human errors that can occur when providing professional services to patients.
Sanjeev Mantri, Executive Director, ICICI Lombard, said, “Doctors and healthcare professionals are subject to uncertainty and risk when they are on the front lines of saving lives. Error, omission or sometimes involuntary negligence are an integral part of their professional life. Any injured party has the right to claim damages for medical negligence against them. In such cases, our professional liability insurance protects doctors against all professional risks such as legal defense costs, compensation claims, injuries, among others, as well as against invalid claims.
Professional Civil Liability insurance supports doctors legally and financially in the event of a dispute, according to the company. Key features include coverage against legal liabilities such as defense costs incurred during the investigation, representation costs and compensation for claims arising from personal injury or death caused by error, omission and negligence. It will also provide coverage against invalid claims where there is no fault of the practitioner by covering legal fees and settlement compensation payable against claims awarded by the court, or where there are allegations of malpractice. medical and legal action due to a breach of confidentiality. allegations.