Before choosing a health insurance policy, take care of ‘these’ four things, otherwise… – News18 Lokmat News WAALI

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Bombay, October 3: Most of the young people today are plagued with many diseases due to sedentary lifestyle and office work in a long stressful environment. So they don’t have a good sleep. They got used to eating inappropriate foods. The epidemic disease has greatly affected this way of life of young people. They also face financial problems due to their poor health. A suitable health insurance policy can be helpful in getting rid of all this. If you are considering buying it, it is important to know these important things.

Identify the need for health insurance-

There is no confidence in what will happen in life. In such a situation, appropriate health insurance should be taken out to avoid financial bankruptcy. Before purchasing insurance, identify your needs and also understand the health insurance plan well. Also decide if you are buying a health insurance plan just for yourself or getting health insurance coverage for the whole family. Once this is decided, you can choose the right health insurance policy and purchase the plan to keep you and your family happy. Factors such as age, family medical history, pre-existing conditions and their cost, increasingly expensive healthcare facilities must also be considered. Along with this, health insurance policy renewal and insurance company information should be collected. Information regarding loans and tax exemption related to the policy should also be taken.

Appropriate age to buy health insurance policy-

Age is very important for health insurance policy. The sooner you buy it, the better. Nowadays, every individual should consider taking out health insurance early in their professional career. A proper health insurance policy should be taken out with a reliable insurance company before the onset of lifestyle-related illnesses or around the age of 30.

Read also : National Pension Scheme: Invest in this government scheme, get an old-age pension and save tax

Choose the best health insurance policy-

If you are in good health, you should opt for a health insurance policy that offers more coverage according to your needs. In other words, there should be no limitation on room category when needed during illness, no limit based on illness, no limit on doctor or surgeon fees, no additional cost for treatment. Other than that it should be possible to show in OPD. In addition, an annual health check should be available after purchasing health insurance.

The most important thing-

A health insurance policy should always be taken out with a reliable insurance company. If you buy a policy, make sure you get maximum hospital treatment. You should also know that there is no need to spend more for the treatment. OPD coverage should be easily accessible. No need to make any complaint. Such a strategy must be chosen. And you should take health insurance for you and your family according to your needs.

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